The bottles went round--claret for the degenerate youngsters; port for the sterling, steady-headed, middle-aged gentlemen. Mr. Trowbridge sipped his wine--meditated a little--sipped again--and started with the promised anecdote in these terms: Chapter II.

WHAT I am going to tell you, gentlemen, happened when I was a very young man, and when I was just setting up in business on my own account.

My father had been well acquainted for many years with Mr. Fauntleroy, of the famous London banking firm of Marsh, Stracey, Fauntleroy & Graham. Thinking it might be of some future service to me to make my position known to a great man in the commercial world, my father mentioned to his highly-respected friend that I was about to start in business for myself in a very small way, and with very little money. Mr. Fauntleroy received the intimation with a kind appearance of interest, and said that he would have his eye on me. I expected from this that he would wait to see if I could keep on my legs at starting, and that, if he found I succeeded pretty well, he would then help me forward if it lay in his power. As events turned out, he proved to be a far better friend than that, and he soon showed me that I had very much underrated the hearty and generous interest which he had felt in my welfare from the first.

While I was still fighting with the difficulties of setting up my office, and recommending myself to my connection, and so forth, I got a message from Mr. Fauntleroy telling me to call on him, at the banking-house, the first time I was passing that way. As you may easily imagine, I contrived to be passing that way on a particularly early occasion, and, on presenting myself at the bank, I was shown at once into Mr. Fauntleroy's private room.

He was as pleasant a man to speak to as ever I met with--bright, and gay, and companionable in his manner--with a sort of easy, hearty, jovial bluntness about him that attracted everybody. The clerks all liked him--and that is something to say of a partner in a banking-house, I can tell you!

"Well, young Trowbridge," says he, giving his papers on the table a brisk push away from him, "so you are going to set up in business for yourself, are you? I have a great regard for your father, and a great wish to see you succeed. Have you started yet? No? Just on the point of beginning, eh? Very good. You will have your difficulties, my friend, and I mean to smooth one of them away for you at the outset. A word of advice for your private ear--Bank with us."




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