Somewhat to Miss Taylor's surprise Miss Smith said nothing until they were parting for the night, then she asked: "Was Miss Cresswell at home?"

Mary reddened.

"She had been called suddenly to town."

"Well, my dear, I wouldn't do it again."

The girl was angry.

"I'm not a school-girl, but a grown woman, and capable of caring for myself. Moreover, in matter of propriety I do not think you have usually found my ideas too lax--rather the opposite."

"There, there, dear; don't be angry. Only I think if your brother knew--"

"He will know in a very few weeks; he is coming to visit the Cresswells." And Miss Taylor sailed triumphantly up the stairs.

But John Taylor was not the man to wait weeks when a purpose could be accomplished in days or hours. No sooner was Harry Cresswell's telegram at hand than he hastened back from Savannah, struck across country, and the week after his sister's ride found him striding up the carriage-way of the Cresswell home.

John Taylor had prospered since summer. The cotton manufacturers' combine was all but a fact; Mr. Easterly had discovered that his chief clerk's sense and executive ability were invaluable, and John Taylor was slated for a salary in five figures when things should be finally settled, not to mention a generous slice of stock--watery at present, but warranted to ripen early.

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While Mr. Easterly still regarded Taylor's larger trust as chimerical, some occurrences of the fall made him take a respectful attitude toward it. Just as the final clauses of the combine agreement were to be signed, there appeared a shortage in the cotton-crop, and prices began to soar. The cause was obviously the unexpected success of the new Farmers' League among the cotton-growers. Mr. Easterly found it comparatively easy to overthrow the corner, but the flurry made some of the manufacturers timid, and the trust agreement was postponed until a year later. This experience and the persistence of Mr. Taylor induced Mr. Easterly to take a step toward the larger project: he let in some eager outside capital to the safer manufacturing scheme, and withdrew a corresponding amount of Mrs. Grey's money. This he put into John Taylor's hands to invest in the South in bank stock and industries with the idea of playing a part in the financial situation there.

"It's a risk, Taylor, of course, and we'll let the old lady take the risk. At the worst it's safer than the damned foolishness she has in mind."

So it happened that John Taylor went South to look after large investments and, as Mr. Easterly expressed it, "to bring back facts, not dreams." His investment matters went quickly and well, and now he turned to his wider and bigger scheme. He wrote the Cresswells tentatively, expecting no reply, or an evasive one; planning to circle around them, drawing his nets closer, and trying them again later. To his surprise they responded quickly.




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