I had cleared the table and brightened up the fire, and had sat down to my work with the cat dozing at my feet, when I heard the trampling of horses, and, running to the door, saw Mr. and Mrs. Knifton, with their groom behind them, riding up to the Black Cottage. It was part of the young lady's kindness never to neglect an opportunity of coming to pay me a friendly visit, and her husband was generally willing to accompany her for his wife's sake. I made my best courtesy, therefore, with a great deal of pleasure, but with no particular surprise at seeing them. They dismounted and entered the cottage, laughing and talking in great spirits. I soon heard that they were riding to the same county town for which my father was bound and that they intended to stay with some friends there for a few days, and to return home on horseback, as they went out.

I heard this, and I also discovered that they had been having an argument, in jest, about money-matters, as they rode along to our cottage. Mrs. Knifton had accused her husband of inveterate extravagance, and of never being able to go out with money in his pocket without spending it all, if he possibly could, before he got home again. Mr. Knifton had laughingly defended himself by declaring that all his pocket-money went in presents for his wife, and that, if he spent it lavishly, it was under her sole influence and superintendence.

"We are going to Cliverton now," he said to Mrs. Knifton, naming the county town, and warming himself at our poor fire just as pleasantly as if he had been standing on his own grand hearth. "You will stop to admire every pretty thing in every one of the Cliverton shop-windows; I shall hand you the purse, and you will go in and buy. When we have reached home again, and you have h ad time to get tired of your purchases, you will clasp your hands in amazement, and declare that you are quite shocked at my habits of inveterate extravagance. I am only the banker who keeps the money; you, my love, are the spendthrift who throws it all away!"

"Am I, sir?" said Mrs. Knifton, with a look of mock indignation. "We will see if I am to be misrepresented in this way with impunity. Bessie, my dear" (turning to me), "you shall judge how far I deserve the character which that unscrupulous man has just given to me. I am the spendthrift, am I? And you are only the banker? Very well. Banker, give me my money at once, if you please!"




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