"That will come afterward, my boy," Mr. Slocum explained soothingly. "When--say--when you are ready to enter the university. At that time a year abroad would be a very good thing... a very good thing indeed."

"Of course," Mr. Davidson volunteered quickly, having noted the annoyed light in the lad's eyes and the unconscious firm-drawing and setting of the lips, "of course, in the meantime you could do some traveling, a limited amount of traveling, during your school vacations. I am sure my fellow guardians will agree--under the proper management and safeguarding, of course--that such bits of travel sandwiched between your school-terms, would be advisable and beneficial."

"How much did you say I am worth?" Dick asked with apparent irrelevance.

"Twenty millions--at a most conservative estimate--that is about the sum," Mr. Crockett answered promptly.

"Suppose I said right now that I wanted a hundred dollars!" Dick went on.

"Why--er--ahem." Mr. Slocum looked about him for guidance.

"We would be compelled to ask what you wanted it for," answered Mr. Crockett.

"And suppose," Dick said very slowly, looking Mr. Crockett squarely in the eyes, "suppose I said that I was very sorry, but that I did not care to say what I wanted it for?"

"Then you wouldn't get it," Mr. Crockett said so immediately that there was a hint of testiness and snap in his manner.

Dick nodded slowly, as if letting the information sink in.

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"But, of course, my boy," Mr. Slocum took up hastily, "you understand you are too young to handle money yet. We must decide that for you."

"You mean I can't touch a penny without your permission?"

"Not a penny," Mr. Crockett snapped.

Dick nodded his head thoughtfully and murmured, "Oh, I see."

"Of course, and quite naturally, it would only be fair, you know, you will have a small allowance for your personal spending," Mr. Davidson said. "Say, a dollar, or, perhaps, two dollars, a week. As you grow older this allowance will be increased. And by the time you are twenty-one, doubtlessly you will be fully qualified--with advice, of course--to handle your own affairs."

"And until I am twenty-one my twenty million wouldn't buy me a hundred dollars to do as I please with?" Dick queried very subduedly.

Mr. Davidson started to corroborate in soothing phrases, but was waved to silence by Dick, who continued: "As I understand it, whatever money I handle will be by agreement between the four of us?"




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