One morning after breakfast the elder Girdlestone called his son aside into the library. "I've had a notice," he said, "as to paying up dividends. Our time is short, Ezra. You must bring matters to a head. If you don't it will be too late."

"You mustn't pick fruit before it is ripe," the other answered moodily.

"You can try if it is ripe, though. If not, you can try again. I think that your chance is a good one. She is alone in the breakfast-room, and the table has been cleared. You cannot have a better opening. Go, my son, and may Heaven prosper you!"

"Very well. Do you wait in here, and I shall let you know how things go."

The young man buttoned up his coat, pulled down his cuffs, and walked back into the breakfast-room with a sullen look of resolution upon his dark face.

Kate was sitting in a wicker chair by the window, arranging flowers in a vase. The morning sunlight streaming in upon her gave a colour to her pale face and glittered in her heavy coils of chestnut hair. She wore a light pink morning dress which added to the ethereal effect of her lithe beautiful figure. As Ezra entered she looked round and started at sight of his face. Instinctively she knew on what errand he had come.

"You will be late at Fenchurch Street," she said, with a constrained smile. "It is nearly eleven now."

"I am not going to the office to-day," he answered gravely. "I am come in here, Kate, to know my fate. You know very well, and must have known for some time back, that I love you. If you'll marry me you'll make me a happy man, and I'll make you a happy woman. I'm not very eloquent and that sort of thing, but what I say I mean. What have you to say in answer?" He leaned his broad hands on the back of a chair as he spoke, and drummed nervously with his fingers.

Kate had drooped her head over the flowers, but she looked up at him now with frank, pitying eyes.

"Put this idea out of your head, Ezra," she said, in a low but firm voice. "Believe me, I shall always be grateful to you for the kindness which you have shown me of late. I will be a sister to you, if you will let me, but I can never be more."

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"And why not?" asked Ezra, still leaning over the chair, with an angry light beginning to sparkle in his dark eyes. "Why can you never be my wife?"