"The course which you suggest," replied the other, "is one which I absolutely decline to take. It is not for me to tell you the nature of the relations which should exist between a banker and his client. All that I can say is that those notes are deposited with you and must remain on deposit, and that the transaction is one which must be treated entirely as a confidential one. If you decline to do this, I must remove my account, in which case I shall, of course, take the packet away with me. To be plain with you, Mr. Fenwick," he wound up, "I do not intend to make use of those notes, I never intended to do so. I simply deposited them as security until the turn in price of 'Unions' came.

"It is a very nice point, Mr. Laverick," the bank manager remarked. "I should consider that you had already made use of them."

"Every one to his own conscience," Laverick answered calmly.

"You place me in a very embarrassing position, Mr. Laverick."

"I cannot admit that at all," Laverick replied. "There is only one inquiry which you could have had which could justify you in insisting upon what you have suggested. It emanated, I presume, from Scotland Yard?"

"If it had," Mr. Fenwick answered, "no considerations of etiquette would have intervened at all. I should have felt it my duty to have revealed at once the fact of your deposit. At the same time, the inquiry comes from an even more important source,--a source which cannot be ignored."

Laverick thought for a moment.

"After all, the matter is a very simple one," he declared. "By four o'clock this afternoon my account shall be within its limits. You will then automatically restore to me the packet which you hold on my behalf, and the possession of which seems to embarrass you."

"If you do not mind," the banker answered, "I should be glad if you would take it with you. It means, I think, a matter of six or seven thousand pounds added to your overdraft, but as a temporary thing we will pass that."

"As you will," Laverick assented carelessly. "The charge of those documents is a trust with me as well as with yourself. I have no doubt that I can arrange for their being held in a secure place elsewhere."

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The usual formalities were gone through, and Laverick left the bank with the brown leather pocket-book in his breast-coat pocket. Arrived at his office, he locked it up at once in his private safe and proceeded with the usual business of the day. Even with an added staff of clerks, the office was almost in an uproar. Laverick threw himself into the struggle with a whole-hearted desire to escape from these unpleasant memories. He succeeded perfectly. It was two hours before he was able to sit down even for a moment. His head-clerk, almost as exhausted, followed him into his room.




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