In the evening she had again a visit from Mr Monckton, who, though he was now acquainted how much she was at home, had the forbearance to avoid making frequent use of that knowledge, that his attendance might escape observation.
Cecilia, as usual, spoke to him of all her affairs with the utmost openness; and as her mind was now chiefly occupied by her apprehensions for the Harrels, she communicated to him the extravagance of which they were guilty, and hinted at the distress that from time to time it occasioned; but the assistance she had afforded them her own delicacy prevented her mentioning.
Mr Monckton scrupled not from this account instantly to pronounce Harrel a ruined man; and thinking Cecilia, from her connection with him, in much danger of being involved in his future difficulties, he most earnestly exhorted her to suffer no inducement to prevail with her to advance him any money, confidently affirming she would have little chance of being ever repaid.
Cecilia listened to this charge with much alarm, but readily promised future circumspection. She confessed to him the conference she had had in the morning with Mrs Harrel, and after lamenting her determined neglect of her affairs, she added, "I cannot but own that my esteem for her, even more than my affection, has lessened almost every day since I have been in her house; but this morning, when I ventured to speak to her with earnestness, I found her powers of reasoning so weak, and her infatuation to luxury and expence so strong, that I have ever since felt ashamed of my own discernment in having formerly selected her for my friend."
"When you gave her that title," said Mr Monckton, "you had little choice in your power; her sweetness and good-nature attracted you; childhood is never troubled with foresight, and youth is seldom difficult: she was lively and pleasing, you were generous and affectionate; your acquaintance with her was formed while you were yet too young to know your own worth, your fondness of her grew from habit, and before the inferiority of her parts had weakened your regard, by offending your judgment, her early marriage separated you from her entirely. But now you meet again the scene is altered; three years of absence spent in the cultivation of an understanding naturally of the first order, by encreasing your wisdom, has made you more fastidious; while the same time spent by her in mere idleness and shew, has hurt her disposition, without adding to her knowledge, and robbed her of her natural excellencies, without enriching her with acquired ones. You see her now with impartiality, for you see her almost as a stranger, and all those deficiencies which retirement and inexperience had formerly concealed, her vanity, and her superficial acquaintance with the world, have now rendered glaring. But folly weakens all bands: remember, therefore, if you would form a solid friendship, to consult not only the heart but the head, not only the temper, but the understanding."