Mr. McAdam, of the firm of McAdam and Squire, was a highly polished man

who dwelt behind a highly polished table in the neatest and snuggest

of offices. He was white-haired and amiable, with a deep-lined aquiline

face, was addicted to low bows, and indeed, always seemed to carry

himself at half-cock, as though just descending into one, or just

recovering himself. He wore a high-buckled stock, took snuff, and

adorned his conversation with little scraps from the classics.

"My dear Sir," said he, when he had listened to their story, "any friend

of Mrs. Westmacott's is a friend of mine. Try a pinch. I wonder that

you should have gone to this man Metaxa. His advertisement is enough to

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condemn him. Habet foenum in cornu. They are all rogues."

"The doctor was a rogue too. I didn't like the look of him at the time."

"Arcades ambo. But now we must see what we can do for you. Of course

what Metaxa said was perfectly right. The pension is in itself no

security at all, unless it were accompanied by a life assurance which

would be an income in itself. It is no good whatever."

His clients' faces fell.

"But there is the second alternative. You might sell the pension right

out. Speculative investors occasionally deal in such things. I have one

client, a sporting man, who would be very likely to take it up if we

could agree upon terms. Of course, I must follow Metaxa's example by

sending for a doctor."

For the second time was the Admiral punched and tapped and listened to.

This time, however, there could be no question of the qualifications

of the doctor, a well-known Fellow of the College of Surgeons, and his

report was as favorable as the other's had been adverse.

"He has the heart and chest of a man of forty," said he. "I can

recommend his life as one of the best of his age that I have ever

examined."

"That's well," said Mr. McAdam, making a note of the doctor's remarks,

while the Admiral disbursed a second guinea. "Your price, I understand,

is five thousand pounds. I can communicate with Mr. Elberry, my client,

and let you know whether he cares to touch the matter. Meanwhile you can

leave your pension papers here, and I will give you a receipt for them."

"Very well. I should like the money soon."

"That is why I am retaining the papers. If I can see Mr. Elberry to-day

we may let you have a cheque to-morrow. Try another pinch. No? Well,

good-bye. I am very happy to have been of service." Mr. McAdam bowed

them out, for he was a very busy man, and they found themselves in the

street once more with lighter hearts than when they had left it.




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