So by the cleverness of two girls a dark cloud was thinned away

and turned into sunshine. Over one of them, alas, another cloud was

gathering, which could not be so easily dispersed. Of these three

households which fate had thrown together, two had already been united

by ties of love. It was destined, however, that a bond of another sort

should connect the Westmacotts with the Hay Denvers.

Between the Admiral and the widow a very cordial feeling had existed

since the day when the old seaman had hauled down his flag and changed

his opinions; granting to the yachts-woman all that he had refused to

the reformer. His own frank and downright nature respected the same

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qualities in his neighbor, and a friendship sprang up between them which

was more like that which exists between two men, founded upon esteem and

a community of tastes.

"By the way, Admiral," said Mrs. Westmacott one morning, as they walked

together down to the station, "I understand that this boy of yours in

the intervals of paying his devotions to Miss Walker is doing something

upon 'Change."

"Yes, ma'am, and there is no man of his age who is doing so well. He's

drawing ahead, I can tell you, ma'am. Some of those that started with

him are hull down astarn now. He touched his five hundred last year, and

before he's thirty he'll be making the four figures."

"The reason I asked is that I have small investments to make myself from

time to time, and my present broker is a rascal. I should be very glad

to do it through your son."

"It is very kind of you, ma'am. His partner is away on a holiday, and

Harold would like to push on a bit and show what he can do. You know

the poop isn't big enough to hold the lieutenant when the skipper's on

shore."

"I suppose he charges the usual half per cent?"

"Don't know, I'm sure, ma'am. I'll swear that he does what is right and

proper."

"That is what I usually pay--ten shillings in the hundred pounds. If

you see him before I do just ask him to get me five thousand in New

Zealands. It is at four just now, and I fancy it may rise."

"Five thousand!" exclaimed the Admiral, reckoning it in his own mind.

"Lemme see! That's twenty-five pounds commission. A nice day's work,

upon my word. It is a very handsome order, ma'am."

"Well, I must pay some one, and why not him?"

"I'll tell him, and I'm sure he'll lose no time."

"Oh, there is no great hurry. By the way, I understand from what you

said just now that he has a partner."

"Yes, my boy is the junior partner. Pearson is the senior. I was

introduced to him years ago, and he offered Harold the opening. Of

course we had a pretty stiff premium to pay."




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