"Mr. Underwood," said Darrell, slowly, "if this were a question of

accommodation to yourself, of coming into your office and helping you

out personally, I would gladly do it; salary would be no object; but to

take a merely clerical position for an indefinite time when I have a

good, lucrative profession does not seem to me a very wise policy. There

must be plenty of assaying to be done in Ophir; why couldn't I

temporarily open an office there?"

"I guess there's no reason why you couldn't if you want to," Mr.

Underwood replied, evidently disappointed by Darrell's reply and eying

him sharply, "and if you want to open up an office of your own there's

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plenty of room for you in our building. You know the building was

formerly occupied by one of Ophir's wildcat banks that collapsed in the

general crash six years ago, and there's a fine lot of private offices

in the rear, opening on the side street; one of those rooms fitted up

would be just the place for you."

"Much obliged," said Darrell, smiling; "we'll see about it if the time

comes that I need it. Possibly your prospective partner will have use

for all the private offices."

"I guess I'll have some say about that," Mr. Underwood returned,

gruffly; then, after a short pause, he continued: "I haven't fully

decided about this partnership business. I talked it over with Jack when

he was here, but he didn't seem to favor the idea; told me that at my

age I had better let well enough alone. I told him that I didn't see

what my age had to do with it, that I was capable of looking after my

own interests, partner or no partner, but that I'd no objection to

having some one else take the brunt of the work while I looked on."

"Is the man a stranger or an acquaintance?" Darrell inquired.

"I'm not personally acquainted with him, but he's not exactly a

stranger, for he's lived in Ophir, off and on, for the last five years.

His name is Walcott. He says his father is an Englishman and very

wealthy; he himself, I should judge, has some Spanish blood in his

veins. He spends part of his time in Texas, where he has heavy cattle

interests; in fact, has been there for the greater part of the past

year. He wants to go into the mortgage-loan business, and offers to put

in seventy-five thousand and give his personal attention to the business

for thirty-three and a third per cent. of the profits."

"What has been his business in Ophir all these years?"

"Life insurance mostly, I believe; had two offices, one in Ophir and one

at Galena, and has also done some private loan business."

"What sort of a reputation has he?"




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